The database answers a question people search for on Google: have the courts already ruled against Mizrahi Tefahot Bank, and on what matter. It includes 39 decisions from 2007 to 2026. 20 of them are in class actions, and the rest are in civil claims, appeals, execution proceedings and the Antitrust Tribunal.
The database includes decisions in which the bank was ordered to pay or undertook to pay, and also decisions that certified a class action against it. These are marked separately, because they have not yet decided the claim on the merits. The number of claims pending against the bank is much larger: in its financial report for the first quarter of 2025, the bank itself disclosed 16 material motions to certify a class action against it and its subsidiaries (Note 10 to the report). A claimed amount is not a liability.
- fees (10)
- mortgages and housing loans (6)
- foreign currency and transfers abroad (4)
- execution and debt collection (4)
- account management and deposits (5)
- credit, set-off and duty of care (5)
- guarantors and guarantees (3)
- privacy, banking secrecy and spam (2)
How to read the database
- The decisions are grouped by topic, and within each topic they are sorted from newest to oldest. At the bottom of the page there is a table of all decisions by date.
- "Full text" leads to the judgment or the decision itself. "Source" leads to the report or other document from which the details were taken.
- Approval of a settlement is not a judgment on the merits. In such a settlement the bank usually does not admit a violation.
- "Certified as a class action" means the court allowed the claim to proceed on behalf of a class. The claim itself has not yet been decided.
- The amounts are as set in the decision or the settlement. They are not added together, because some are compensation to customers and some are payments to the Class Actions Fund.
Court rulings against Mizrahi Tefahot on fees
Class Action 28695-05-16 Shefagat: settlement approved with Mizrahi Tefahot over small business classification
The court approved a settlement in a class action alleging that the bank classified corporations entitled to "small business" status as a "large business" and overcharged them fees. Under the agreement, the bank will pay NIS 17,855,040 for the period through the end of 2024, without admission.
Class Action 2959-01-19 Keren Aviv: Mizrahi Tefahot ordered to pay NIS 82.4 million over a warning notice fee
The court ordered the bank to pay the class members total compensation of NIS 82,414,646 plus differentials, for unlawfully charging a warning notice fee.
Class Action 39049-04-21 Cyberlogic: Mizrahi Tefahot will refund securities redemption fees
The court approved a settlement under which the bank will refund customers part of the difference in the securities redemption fee charged at the teller rate instead of the direct channel rate; the bank estimated the refund at NIS 1,125,500.
Class Action 30742-08-18 Tidan: Mizrahi Tefahot will credit businesses for quarterly management fees
The court approved a settlement under which the bank will credit "large business" customers with the proportional part of quarterly management fees charged in advance after an account was closed; the scope of the refund was estimated at NIS 729,815 in nominal terms.
Leave to Appeal (Civil) 8674/19 Shefagat: Supreme Court orders Mizrahi Tefahot and Igud to provide data on "small business" classification
The Supreme Court granted motions for leave to appeal filed by class action applicants, ordered Mizrahi Tefahot to provide data on the rate of businesses classified as a "small business" and Bank Igud to provide "know your customer" questionnaires, and ordered the banks to pay costs (Mizrahi NIS 10,000, Igud NIS 5,000).
Class Action 2959-01-19 Keren Aviv: court holds Mizrahi Tefahot unlawfully charged a warning notice fee
The court allowed the class action and held that the bank unlawfully charged a fee for a first notice of an arrear or an excess balance, although its fee schedule allowed charging only from the second notice.
Bank guarantee issuance fee: class action certified against Mizrahi Tefahot
According to the bank's annual report, the court certified a class action against the bank on one fee, the fee for issuing a bank guarantee to individuals and small businesses, and rejected the motion regarding the other fees.
The fee information exchange affair: Mizrahi Tefahot will pay NIS 4.85 million under a consent decree
The Antitrust Tribunal approved a consent decree in the affair of the exchange of fee information among the five largest banks, under which Mizrahi Tefahot undertook to pay NIS 4.85 million out of 70 million.
Excess tax withheld at source: settlement in a class action against Mizrahi Tefahot and other banks
According to the bank's annual report, in April 2013 the court approved a settlement and gave it the force of a judgment, in a class action alleging that the banks withheld excess tax at source from interest and dividends by not deducting the fees from the yield.
Zimmerman v. Mizrahi Tefahot: class action certified over the minimum fee on a securities deposit
The court allowed a class action in the scope of tens of millions of shekels to be brought against the bank, and held that the bank's interpretation of the fee schedule regarding the minimum securities deposit management fee is not consistent with its wording.
Court rulings against Mizrahi Tefahot on mortgages and housing loans
Early repayment fee on a multi-track mortgage: Mizrahi Tefahot will pay NIS 5.5 million in a settlement
According to the bank's report, the court approved a settlement that includes a payment of NIS 5.5 million to the Class Actions Fund and improved disclosure to customers on the calculation of early repayment fees on multi-track mortgages.
Civil Claim 50131-09-22 Zaghroun: Mizrahi Tefahot was negligent with a mortgage, and the customer lost an Israel Land Authority tender
According to a report on ynet, the Magistrates' Court held that the bank was negligent when a customer's equity funds were not reflected in time, and as a result the customer lost an Israel Land Authority tender. The bank was ordered to pay NIS 300,000, taking into account contributory fault of 40%, plus costs and legal fees of NIS 33,766.
Class Action 41639-12-17 Shif: Mizrahi Tefahot will refund interest differences to variable-rate mortgage borrowers and grant a future discount
The court approved a settlement under which the bank will refund borrowers part of the interest differences resulting from the activation of an "emergency protection mechanism" on bond-anchored mortgages, and will grant a future discount. The settlement set a refund of 22.5% of the differences; the court reduced the award and legal fees and ordered the amount saved to be added to the refund and the discount. According to the bank's estimate before the addition: a refund of about NIS 26.2 million and a discount of about NIS 18.5 million.
Conflicting transactions in an apartment: Mizrahi Tefahot was negligent, and the mother's right prevailed over the pledge
The court declared that a single mother's rights in an apartment prevail over the pledge the bank registered in favor of a couple who bought it later, held that the bank was negligent and did not act in good faith, and ordered it to pay NIS 15,000 in costs.
Civil Claim 2311-06 Yeshinovsky: Mizrahi Tefahot may enforce only half of the cottage
The court partly allowed the claim: it held that the bank may enforce only half of the couple's rights in the cottage and not the wife's share, ordered a lien deleted, declared that another apartment does not secure their private debts, and ordered the partnership's account credited.
Early repayment fee on a "supplementary loan": Mizrahi Tefahot will refund overcharged fees
The court approved a settlement under which the bank will automatically refund early repayment fees overcharged due to a computer error, and will refund upon request fees overcharged on a "supplementary loan" given before a directed loan, going back up to seven years.
Court rulings against Mizrahi Tefahot on foreign currency and transfers abroad
Class Action 18101-09-20 Smooha: Mizrahi Tefahot will pay NIS 1 million in compensation over correspondent bank fees
The court approved a settlement under which Mizrahi Tefahot will compensate eligible customers with NIS 1,000,000 for failing to disclose in advance correspondent bank expenses on foreign currency transfers.
Class Action 10099-05-20 Lapiner: Mizrahi Tefahot will refund at least NIS 2.7 million in currency exchange fees
The court approved a settlement under which the bank will refund customers differences in the currency exchange fee charged on foreign currency purchases online and through the staffed call center without the benefit set in the fee schedule, in an amount of no less than NIS 2,700,000.
Class Action 22486-04-20 Cyberlogic: class action certified against Mizrahi Tefahot over the SWIFT fee
Judge Doron Hasdai certified a class action against three banks, including Mizrahi Tefahot, on the claim that they charged large businesses a SWIFT fee in addition to the transfer fee on foreign currency transfers. The claim of an additional charge beyond the fee schedule was rejected.
Civil Claim 19563-04-10 Badihi: Mizrahi Tefahot ordered to pay USD 221,046 over a cheque lost in collection abroad
The court held that the bank breached its undertaking to return to a diamond dealer an original personal cheque lost in collection through a correspondent bank, and ordered it to pay USD 221,046 (NIS 829,365 on the date of demand) and costs of NIS 150,000. The amount was offset against the company's debt to the bank, and a counterclaim by the bank was partly allowed.
Court rulings against Mizrahi Tefahot on execution and debt collection
Class Action 56373-06-21 Beck and Tevel: Mizrahi Tefahot will refund fees for duplicate lawyers' warning letters
The court approved a settlement under which the bank will refund 90% of the fee difference it charged for duplicate series of lawyers' warning letters; according to the bank's affidavit, the refund stood at NIS 2,226,900 as of May 31, 2024.
Class Action 35618-05-11 Dimri: Mizrahi Tefahot will align inflated debt balances in execution files
The court approved a settlement under which the bank will align inflated debt balances in execution files with the balance in the bank's books and compensate debtors whose files were closed, due to late reporting of payments and interest gaps.
Class Action 8929-08-11 Hagma: settlement over legal expenses Mizrahi Tefahot allegedly charged without court approval
The court approved a settlement under which the bank will refund customers against whom collection proceedings were taken an average amount to be set by sampling, for legal expenses not approved by a judicial body and interest charged on them.
28 years later: Execution Office registrar rejects Mizrahi Tefahot motion to add NIS 2.6 million in interest
The Execution Office registrar rejected a motion by Mizrahi Tefahot to add about NIS 2.6 million in interest to a file opened in 1989 for NIS 59,000, after the bank claimed an error in the interest rate. It was held that the debt in the file had been cancelled and the file closed.
Court rulings against Mizrahi Tefahot on account management and deposits
Interest on current account credit balances: class action certified against Mizrahi Tefahot and three other banks
Judge Shmuel Bornstein certified a class action against four banks, including Mizrahi Tefahot, over the non-payment of interest on credit balances in current accounts, on the cause of action of unjust enrichment. The period: April 2022 to May 20, 2025.
Class Action 24372-08-19 Yuval Amir: court finds prima facie that Mizrahi Tefahot's blanket refusal of crypto funds was not reasonable
The court found, prima facie, that the bank's policy of blanket refusal to deposit funds from the sale of digital currency was not reasonable, but rejected the motion to certify the claim as a class action. An award of NIS 5,000 and legal fees of NIS 35,000 were granted.
Civil Claim 14643-04-18 Israminers v. Bank Igud: closure of a Bitcoin company's account set aside
The court set aside Bank Igud's decision to close the account of the Bitcoin mining company and held that refusing to provide it with service based on a blanket policy was not reasonable, but recognized the bank's right to refuse deposits of funds from the sale of coins on trading platforms.
Civil Claim 52845/05: Bank Mizrahi will return NIS 132,500 transferred from a deposit without authorization
The court ordered the bank to return NIS 132,500 to a couple of customers, a quarter of the NIS 530,000 it transferred from their deposit without authorization to cover a debit balance in their son's business account, plus NIS 15,000 in legal fees plus VAT.
Unauthorized card withdrawals: Bank Mizrahi ordered to compensate a customer it filed a police complaint against
The court ordered Bank Mizrahi to compensate a customer from whose account NIS 10,000 was withdrawn without his knowledge, after the bank filed a police complaint against him.
Court rulings against Mizrahi Tefahot on credit, set-off and duty of care
Mizrahi Tefahot v. Orly Haran: the bank will bear half of the damage from speculative options trading
The court partly rejected the bank's claim for about NIS 12.3 million and held that the bank bears half of the damage caused in a customer's account by her son's speculative activity, which was carried out with the support of bank officials.
Default interest during receivership: seven banks, including Mizrahi Tefahot, ordered to pay about NIS 48.5 million
According to the bank's annual report, the court ordered the defendant banks to pay the plaintiffs about NIS 48.5 million plus differentials, a refund of the court fee and legal fees of about NIS 4.2 million, for charging "default interest" during the receivership period; Mizrahi's share is about 10%.
Dishonored cheques and a restricted account: Bank Mizrahi ordered to pay USD 327,800 plus NIS 150,000
The court partly allowed the claim and ordered Bank Mizrahi (United Mizrahi Bank) to compensate a customer with USD 327,800 for the hasty sale of assets and NIS 150,000 for distress, plus NIS 30,000 in costs.
Leave to Appeal (Civil) 2549/09 I.C.M.: Mizrahi Tefahot has no right of set-off in shares of a customer in liquidation
The Supreme Court allowed the appeal and held that the bank has no right of set-off regarding shares it held for a customer in liquidation, because the shares belong to the customer and are not a monetary debt of the bank; the District Court's judgment was set aside and the case returned to it.
Machsanei Hashmal v. Bank Mizrahi: on appeal it was agreed that the bank will pay NIS 4.5 million
The District Court ordered the bank to pay about NIS 11 million for its responsibility for the collapse of the Machsanei Hashmal company after the immediate closure of its credit line; on appeal, the Supreme Court held by consent, without reasons, that the bank will pay NIS 4.5 million.
Court rulings against Mizrahi Tefahot on guarantors and guarantees
Civil Appeal 4651-02-17 Perepadia: order for guarantor to pay Mizrahi Tefahot NIS 175,000 set aside
According to the database headline, the District Court set aside the order requiring a guarantor to pay the bank NIS 175,000, which had been awarded against her in the Haifa Magistrates' Court.
Civil Appeal 4525/09 Shaarei Shamayim: Supreme Court voids a guarantee because Mizrahi Tefahot did not tell the guarantor the borrowers were in arrears
The Supreme Court partly allowed a guarantor's appeal and held that her guarantee for the second loan and the second mortgage on her apartment are void, because the bank did not disclose to her that the borrowers were not keeping up with payments; the bank may recover from the apartment only up to NIS 250,000.
Mother signed as a borrower on her daughter's mortgage: Bank Tefahot's claim to evict her from her apartment rejected
The court rejected Bank Tefahot's claim to evict a mother from her apartment, and held that having her sign as an "additional borrower" on her daughter's mortgage was a fiction intended to circumvent the protections of the Guarantee Law.
Court rulings against Mizrahi Tefahot on privacy, banking secrecy and spam
Small Claim 37037-05-25 Peer v. Mizrahi Tefahot: credit data report delivered in an open envelope
The court partly allowed the claim and ordered the bank to pay the customer NIS 2,200 in compensation for distress and NIS 600 in costs, after a credit data report promised in a sealed envelope was handed to him open and torn.
Class Action 41858-08-16 Gavison: Mizrahi Tefahot advertising messages, and the bank donated NIS 25,000 in a withdrawal
The court approved the applicants' withdrawal from a motion to certify a class action over sending advertising messages without a proper removal mechanism. As part of the withdrawal, the bank undertook to donate NIS 25,000 to a nonprofit and to pay an award and legal fees. The withdrawal binds only the applicants themselves.
All decisions by date
| Date | Case | Court | Type | Amount |
|---|---|---|---|---|
| September 22, 2026 | Class action against Leumi, Mizrahi Tefahot, Discount and First International (case number not stated in the sources) | Central District Court (Lod) | Certified as a class action, not yet decided on the merits | Not set / not published |
| June 28, 2026 | Not stated in the sources (early repayment class action: multi-track housing loans) | Tel Aviv-Jaffa District Court | Settlement approval | NIS 5,500,000 |
| April 23, 2026 | Class Action 28695-05-16 (Shefagat Ltd. v. Mizrahi Tefahot Bank) | Tel Aviv-Jaffa District Court | Settlement approval | NIS 17,855,040 |
| March 8, 2026 | Class Action 18101-09-20 (Smooha et al. v. Bank Hapoalim, Mizrahi Tefahot Bank and First International Bank) | Central District Court (Lod) | Settlement approval | NIS 1,000,000 |
| September 30, 2025 | Small Claim 37037-05-25 (Ran Peer v. Mizrahi Tefahot Bank) | Tel Aviv Small Claims Court | Judgment | NIS 2,200 |
| January 29, 2025 | Class Action 56373-06-21 (Beck and Tevel v. Mizrahi Tefahot Bank) | Central District Court (Lod) | Settlement approval | NIS 2,226,900 |
| 2025 | Civil Claim 50131-09-22 (Zaghroun v. Mizrahi Tefahot Bank) | Magistrates' Court, Judge Yaniv Booker | Judgment | NIS 300,000 |
| December 25, 2024 | Class Action 10099-05-20 (Yuval Lapiner v. Mizrahi Tefahot Bank) | Central District Court (Lod) | Settlement approval | NIS 2,700,000 |
| August 27, 2024 | Class Action 2959-01-19 (Keren Aviv v. Mizrahi Tefahot Bank), supplementary judgment | Central District Court (Lod) | Judgment | NIS 82,414,646 |
| February 14, 2024 | Class Action 39049-04-21 (Cyberlogic et al. v. Mizrahi Tefahot Bank and Discount Bank) | Central District Court (Lod) | Settlement approval | NIS 1,125,500 |
| November 28, 2023 | Class Action 30742-08-18 (Tidan Building Company v. Mizrahi Tefahot Bank) | Tel Aviv Magistrates' Court | Settlement approval | NIS 729,815 |
| September 7, 2023 | Class Action 22486-04-20 (Cyberlogic Ltd. v. Bank Leumi, Mizrahi Tefahot Bank and Discount Bank) | Tel Aviv-Jaffa District Court | Certified as a class action, not yet decided on the merits | Not set / not published |
| March 7, 2023 | Class Action 41639-12-17 (Moshe Shif v. Mizrahi Tefahot Bank) | Central District Court (Lod) | Settlement approval | NIS 26,200,000 |
| September 18, 2022 | Class Action 24372-08-19 (Yuval Amir v. Mizrahi Tefahot Bank) | Tel Aviv-Jaffa District Court | Judgment | Not set / not published |
| December 5, 2021 | Leave to Appeal (Civil) 8674/19 (Shefagat Ltd. et al. v. Mizrahi Tefahot Bank, Bank Igud (Union Bank), Discount Bank et al.) | Supreme Court | Appeal / motion for leave to appeal | NIS 15,000 |
| April 5, 2021 | Class Action 2959-01-19 (Keren Aviv v. Mizrahi Tefahot Bank) | Central District Court (Lod) | Judgment | Not set / not published |
| March 25, 2021 | Class Action 35618-05-11 (Dimri v. Mizrahi Tefahot Bank); Class Action 34452-12-12 (Shitrit v. Mizrahi Tefahot Bank) | Central District Court (Lod) | Settlement approval | Not set / not published |
| March 17, 2019 | Civil Claim 14643-04-18 (Israminers Ltd. v. Bank Igud (Union Bank) of Israel) | Tel Aviv-Jaffa District Court | Judgment | Not set / not published |
| 2019 | Civil Claim 13092-01-16 | Haifa District Court | Judgment | NIS 15,000 |
| September 17, 2018 | Class Action 8929-08-11 (Yosef Hagma v. Mizrahi Tefahot Bank) | Central District Court (Lod), Judge Esther Stemmer | Settlement approval | Not set / not published |
| January 31, 2018 | Class Action 41858-08-16 (Gavison et al. v. Mizrahi Tefahot Bank) | Haifa District Court | Judgment | NIS 25,000 |
| January 31, 2018 | Not stated in the source (fees class action in "individual" and "small business" accounts filed in March 2015) | Central District Court | Certified as a class action, not yet decided on the merits | Not set / not published |
| 2018 | File number not stated in the source | Tel Aviv Execution Office (registrar) | Execution Office registrar decision | Not set / not published |
| July 5, 2017 | Civil Appeal 4651-02-17 (Ludmila Perepadia v. Mizrahi Tefahot Bank) | Haifa District Court (civil appeal) | Appeal / motion for leave to appeal | NIS 175,000 |
| August 23, 2016 | Civil Claim 2311-06 (Yigal Yeshinovsky et al. v. Mizrahi Tefahot Bank) | Tel Aviv-Jaffa District Court | Judgment | Not set / not published |
| June 23, 2014 | Consent decree: the affair of the exchange of fee information among the banks (Antitrust Tribunal) | Antitrust Tribunal | Consent decree | NIS 4,850,000 |
| July 8, 2013 | Claim by Mizrahi Tefahot Bank v. Orly Haran, case number not stated | Tel Aviv District Court | Judgment | Not set / not published |
| 2013 | Not stated in the sources (early repayment fee class action: "supplementary loan") | Not stated in the sources | Settlement approval | Not set / not published |
| 2013 | Not stated in the source (class action on excess withholding tax: against Mizrahi, Leumi, First International and Igud) | Tel Aviv District Court | Settlement approval | Not set / not published |
| 2013 | Not stated in the source (claim of about NIS 829 million against seven banks, including Mizrahi and Igud) | Central District Court (Petah Tikva) | Judgment | NIS 48,500,000 |
| August 28, 2012 | Civil Appeal 4525/09 (Shaarei Shamayim Har HaZeitim Ltd. et al. v. Bank Mizrahi (United Mizrahi Bank)) | Supreme Court | Appeal / motion for leave to appeal | Not set / not published |
| June 10, 2012 | Civil Claim 19563-04-10 (Eyal Badihi Diamonds Ltd. et al. v. Mizrahi Tefahot Bank) | Central District Court | Judgment | NIS 829,365 |
| 2012 | Case number not stated in the source | Not stated in the article | Judgment | Not set / not published |
| November 10, 2010 | Motion to certify a class action: Zimmerman v. Mizrahi Tefahot Bank (number not stated) | Tel Aviv District Court | Certified as a class action, not yet decided on the merits | Not set / not published |
| October 11, 2010 | Case number not stated in the source | Tel Aviv District Court | Judgment | Not set / not published |
| July 28, 2010 | Leave to Appeal (Civil) 2549/09 (I.C.M. Air Conditioning Manufacturers Ltd. v. Mizrahi Tefahot Bank) | Supreme Court | Appeal / motion for leave to appeal | Not set / not published |
| May 16, 2010 | Civil Appeal (Supreme Court) Machsanei Hashmal v. Bank Mizrahi, number not stated | Supreme Court (appeal from the Tel Aviv District Court) | Appeal / motion for leave to appeal | NIS 4,500,000 |
| 2008 | Civil Claim 52845/05 (Tel Aviv Magistrates' Court) | Tel Aviv Magistrates' Court, Judge Nurit Raviv | Judgment | NIS 132,500 |
| 2007 | Case number not stated in the source | Not stated in the source | Judgment | Not set / not published |
The database is built from public sources: texts of judgments, the bank's immediate reports, annual reports and reports in the business press. Some decisions may be subject to appeal. If you know of a decision missing here, or a decision that was reversed on appeal, you are welcome to contact us through the site. The database is not legal advice.
Frequently asked questions about court rulings against Mizrahi Tefahot Bank
Where can I find the full text of a court ruling against Mizrahi Tefahot Bank?
Each decision's page has a link to the full text when it has been published openly online. When there is no link, you can search by case number in the Net HaMishpat database of the Israeli Judiciary.
Does approval of a settlement mean the bank admitted a violation?
Not necessarily. In class action settlements the bank usually does not admit a violation, and the court approves the settlement without deciding the dispute. That is why the database distinguishes between a judgment on the merits, approval of a settlement, and certification of a claim as a class action.
Is it permitted to copy and publish a court ruling?
Under section 6 of the Copyright Law, 5768-2007, there is no copyright in judicial decisions. Fair and accurate reporting on a public judicial proceeding is also protected under section 13 of the Prohibition of Defamation Law. Identifying details of minors, or of parties whose identity the court ordered to be withheld, are not published here.
Are all the decisions in the database final?
No. Some decisions are subject to appeal or were heard by a higher court. Each decision's page states what is known about an appeal, and what still needs to be checked in Net HaMishpat.
How many class actions have been filed against Mizrahi Tefahot Bank?
The database includes only decisions that have been given. According to the bank's financial report for the first quarter of 2025, 16 material motions to certify a class action are pending against it and its subsidiaries. The class action decisions are collected on the class actions page.
Read also
- Small business or large business? Mizrahi Tefahot will pay NIS 17,855,040 in a settlement over company classification
- Early repayment at Mizrahi Tefahot: what happens when a borrower asks to pay off the loan and nobody answers?
- How do you know how much you really owe Mizrahi Tefahot Bank?
- Class actions against Mizrahi Tefahot Bank: all settlements, judgments and certifications